Frequently Asked Mortgage Questions

What is the difference between a fixed-rate and an adjustable-rate mortgage?

How much can I borrow for a mortgage loan?

What factors determine my eligibility for a mortgage loan?

What is the minimum credit score required for a mortgage loan?

How much down payment do I need for a mortgage loan?

Can I get a mortgage loan with bad credit?

What is private mortgage insurance (PMI), and do I need it?

How does my income and employment history affect my mortgage loan application?

What documents do I need to apply for a mortgage loan?

How long does the mortgage loan approval process take?

What is the difference between pre-qualification and pre-approval for a mortgage loan?

Can I get a mortgage loan if I am self-employed?

What is the role of an escrow account in a mortgage loan?

Can I refinance my mortgage loan?

What are the closing costs associated with a mortgage loan?

Can I pay off my mortgage loan early?

What happens if I miss a mortgage loan payment?

Can I transfer my mortgage loan to another property?

What is the difference between a conventional and a government-backed mortgage loan?

Can I get a mortgage loan if I have student loan debt?

What is the impact of interest rates on my mortgage loan?

How can I improve my chances of getting approved for a mortgage loan?